1. Test # 2
   
   
   1. Avoiding Bear market losses is accomplished by:
   
   Defensive stop losses that avoid large losses. - 3 pts
   Offensive investing during Bull market. - 6 pts
   
   
   2. Which prize would you choose?
   
   $1000 cash - 2 pt
   Risk the $1000, with a 50% chance of winning $5,000 - 4 pts
   Risk the $1000, with a 2% chance of winning $100,000 - 2 pt
   
   
   3. Most of your (emergency) savings is:
   
   In cash or savings account. - 2 pt
   Invested returning a higher return than a savings account. - 6 pts
   In a money market fund. -2 pt
   
   
   4. In case of an emergency, you have savings for:
   
   Less than 3 months' living expenses - 2 pt
   3-12 months' living expenses - 4pts
   More than 12 months' living expenses - 2 pt
   
   
   5. You have just inherited $100,000. You will probably put the money in:
   
   U.S. Government bonds. - 4 pts
   Stocks or a Mutual fund. - 6 pts
   A bank CD. - 2 pt
   
   
   6. Which career promotion would you choose: greater job security with a small raise or a large raise but less job security?
   
   Greater job security - 6 pts
   Large pay raise - 2 pt
   Not sure - 4pts
   
   
   7. Where in the stock market, are you most likely to invest?
   
   A Large, well-known company with predictable returns. - 4 pts
   A Small, up and coming, growth company with the possibility of doubling in value. - 6 pts
   The stock market is just "too risky" to invest. - 2 pt
   
   
   8. If you were confident an investment would double in a short period of time, would you borrow money to buy it?
   
   Yes - 6 pts
   Maybe - 4 pts
   No - 2 pt
   
   
   9. Six months after purchasing an investment, its value appreciates 25%, you:
   
   Sell the investment, pocketing the profit. - 2 pt
   Hold the investment, hoping for more appreciation. - 4 pts
   Buy more thinking that this is only the beginning. - 2 pt
   
   
   10. If taking greater risk may improve your investment returns are you:
   
   Willing to take more risk with all your money - 6 pts
   Willing to take some risk with some of you money -4 pts
   Unwilling to take much more risk - 2 pt
   
   
   11. You pass a sale at your favorite store, payday is a few more days away and you are on a budget:
   
   Decide to come back after payday. - 4 pts
   Avoid the store so as not to be tempted to make a purchase. - 2 pt
   You go in understanding you can charge a great bargain if you see one.- 2 pt
   
   0 - 32 points you have a Conservative risk profile
   33 - 49 points you have a Balanced risk profile
   over 50 points you have an Aggressive risk profile.
   
   
   

Is it time to take advantage of Opportunities?